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Student Loans For School - Stafford, PLUS and GradPLUS Loans
Federal Student Loans - Your First Choice for Borrowing Money for College


OneSimpleLoan encourages students and their parents to explore all avenues of scholarships, grants, work-study and other programs to help for education.  However, if you still need to borrow money for school, we encourage you to take full advantage of the available forms of education-related financial aid, including federal loans. 
 

If you're eligible, there are a variety of Federal loan programs help you pay for your education after high school:

Subsidized and Unsubsidized Stafford Loans

If you're an undergraduate or graduate student looking for a low-interest education loan, be sure to consider a Stafford loan, including subsidized Federal Stafford Loans and unsubsidized Federal Stafford Loans.

PLUS Loans - Federal Student Loans for Parents

For parents, PLUS Loans may be a good option to help fund your child's education.

GradPLUS Loans - Federal student loans for graduate students

For graduate students who have maxed out their Stafford loans, the GradPLUS loan is a non-needs-based Federal student loan.  Like a regular PLUS loan, the GradPLUS requires that you to have good credit. Apply for your GradPLUS loan now. 

How to Apply for Student Loans

The Free Application for Federal Student Aid (FAFSA) is the form used by virtually all two and four-year colleges, universities and career schools for the awarding of federal student aid and most state and college aid.

To take full advantage of not only the Stafford Loan but also other student aid programs, you're encouraged to complete the Free Application for Federal Student Aid (FAFSA) form. This federal application is used to determine eligibility for most forms of education-related financial aid, including federal loans. (If you need assistance, don't worry... we'll be happy to help you complete this form.)

Even if you have bad credit or poor credit, you may still qualify for a student loan. Apply now for your federal student loan.