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About OneSimpleLoan


What makes OneSimpleLoan® such a successful personal student loan firm? Award-winning commitment to borrowers and their families!

With over 50 years' combined experience in the personal student loan field, OneSimpleLoan has assisted thousands of students with educational financing. Under the sterling leadership of Paul J. Simino, OneSimpleLoan President & CEO, we also assist students and parents through the maze of acquiring student loans, including private student loans, to further their education goals.

Our corporate core values and mission is to lower the cost of student loan borrowing and providing the best possible repayment plans that are right for each person.

Award-Winning Advocate for you, the Student Loan Borrower

We also serve as an advocate for student loan borrowers within the industry. In addition to our active membership in key industry associations, we took the unprecedented step of filing a 2006 lawsuit challenging some of the U.S .Department of Education's rules that limited consolidation options. This lawsuit was a critical catalyst behind the Federal Government's June 2006 repeal of the single holder rule.

In fact, our commitment to the student loan borrower is recognized by our company being named the 2007 Large Business of the Year Award by the Upper Tampa Bay Chamber of Commerce, and by the nomination of the president of OneSimpleLoan as a finalist in the prestigious Florida Ernst & Young Entrepreneur of the Year 2007 award!

We are a Dun & Bradstreet listed professional consulting firm (lender code 834205) located in Oldsmar, Florida. ALU, Inc., dba OneSimpleLoan, is insured and bonded with a $1 million per occurrence Errors and Omissions Policy through Lloyds of London. We have been in business since June of 1999 and are members of the Tampa Chamber of Commerce, Better Business Bureau (BBB), and the National Council of Higher Education Loan Programs (NCHELP). The President of our company has been appointed to NCHELP's Debt Management committee, as well as serves on the Board of Governors for the Florida Chamber of Commerce. Additionally, OSL is a member of, and in good standing with, FASFAA (Florida Association of Student Financial Aid Administrators), a prestigious industry group dedicated to the promotion of effective college financial aid.

Our affiliation with these highly-reputable industry organizations is your assurance that OSL has passed their stringent standards for conducting business in a sound and ethical manner.

Because we are an independent consulting firm, we are able to provide objective, unbiased information to you the borrower, which will always be in your best interest instead of the lender's.

Our knowledge of Student Loan Solutions is unparalleled in the industry.
If there's anything we've learned over the years, it's that there is a lot of misinformation and confusion about Federal and private student loan programs and student loan consolidation.  Lenders, servicers and school financial aid officers may not be as well versed in each program as expected.

At OSL, each student loan consultant undergoes rigorous screening, testing and in-house certification before becoming a member of the OSL firm. In addition, ongoing training is required to stay up-to-date on all facets of various student loan programs, including constantly-changing laws and regulations.

This expertise is but one of the many qualities that sets us apart from all the other student loan companies out there.

Why not apply for your private education loan with OneSimpleLoan and discover what we can do for you?

When we say "personal service," we mean personal service!
When you call OSL at 1-877-663-7467 during our extended business hours, our phones are answered with a live person - you will not get caught up in a voicemail maze.  Even the president takes calls and handles quality control issues...that's how committed we are to making sure you get our personal attention.

But that's not all.  Unlike most other student loan companies, a dedicated OneSimpleLoan Student Loan Consultant will be assigned to you. As your personal contact, your consultant will be available to answer your questions about your particular situation, as well as keep you apprised throughout the loan process.

Your Student Loan Consultant will also be the one personally contacting all the various parties involved to complete your loan process; you won't have to worry about that.

In sum, think of OneSimpleLoan as your personal advocate and consultant to help you find the best solution for your education financial needs.

Contact OneSimpleLoan now for a no-obligation consultation
We know you have a lot of choices out there when it comes to managing your student loan debt.  Why not give us a call at 1-877-663-7467 or contact us online, and see for yourself how we can help you?





Listed on Dun & Bradstreet
Better Business Bureau Online Reliability program
Florida Chamber of Commerce
National Council of Higher Education Loan Programs